Roth Ira Contribution Limits 2024 Agi Calculator. Contribute the maximum roth ira amount: As a couple, you can contribute a combined total of $14,000 (if you're both under 50) or $16,000 (if you're both 50 or older) to a traditional ira for 2024.

Savers over 50 may contribute an additional $1,000, also the same as in 2024. The steps to open a roth ira are simple: